Current Best Mortgage Rates in Idaho Falls, ID

If you, like many other Americans, have been impressed by sinking mortgage rates and are considering purchasing your first home, today might really be the perfect time. Keep in mind, just because average Idaho Falls mortgage rates are at an all-time low doesn’t mean every lending institution will be offering an equally low rate. In order to lower the overall expense of your home purchase as much as possible, you’ll need to research the rates available locally and find the very best.

Whether you’re interested in a traditional fixed rate mortgage or are planning on obtaining an ARM, there’s a lender in Idaho Falls, ID with a great rate for you. Below is a list of the best mortgage rates in Idaho Falls across a host of loan types.

Idaho Falls Banks and Credit Unions with Lowest Mortgage Rates

Top Idaho Falls 15-Year Fixed Mortgage Rates

• Wells Fargo Bank, National Association: 3.13%
• • Orig. Fees: 1%
  • Points: 0


• Idaho State University Federal Credit Union: 3.25%
• • Orig. Fees: $499.000
  • Points: 0


• US Bank National Association: 3.38%
• • No Orig. Fees
  • Points: 0

Best 30-Year Fixed Mortgage Rates in Idaho Falls

• Beehive Federal Credit Union: 4%
• • Orig. Fees: 0.5%
  • Points: 0


• Westmark Credit Union: 4.13%
• • No Orig. Fees
  • Points: 0


• Wells Fargo Bank, National Association: 4.13%
• • Orig. Fees: 1%
  • Points: 0.88

Lowest Idaho Falls 3/1 ARM Mortgage Rates

• Wells Fargo Bank, National Association: 2.13%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• US Bank National Association: 2.88%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• KeyBank National Association: 4.13%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Best Mortgage Rates for a 5/1 ARM in Idaho Falls

• Wells Fargo Bank, National Association: 2.25%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• US Bank National Association: 2.88%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• KeyBank National Association: 2.92%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Please note that these rates are accurate as of November 2011, but are subject to change at any time. Additionally, borrowers may be subject to additional requirements and credit approval in order to receive the lowest advertised rate. Please contact individual lenders to verify rates before applying for a loan.