Idaho Falls Banking Rates > CD Rates

Idaho Falls, ID CD Rates and Interest Income Investments

You have worked hard to save your money, now it’s time to make your money work hard for you. Investing your money is the easiest way to make your net worth grow, even while you sleep. Depending on the amount of funds you have to invest and your investment goals, you will want to research the different options carefully.

Get Best CD Rates

Idaho Falls Banking Rates can make that research easier. We will assess your individual needs to connect you with Idaho Falls banks and investment brokers providing the highest rates of return based on your financial goals.

Current Idaho Falls CD Rates News

03/10/10

US banks' loan losses will drag into 2011 -Moody's

Moody's latest report on the US banking sector maintains the credit rating agency's forecast that the banks it rates are facing $536 billion of loan ...

03/10/10

Fifth Third moving NC HQ to uptown

Over the next three years, the bank plans to add more than 30 banking centers and more than 250 employees to compete in retail and small-business banking, ...

Best Idaho Falls CD Account Rates

Featured Rate		Bank / Credit Union	Account Type
2.05% As of February 8, 2010	View Rate Details	Discover Bank	CD Account
Highest Rates Recent Rate Changes
Best Rates (APY)		Bank / Credit Union	Account Type
2.00% As of October 22, 2009	View Rate Details	Advantage Plus Credit Union	CD Account
1.60% As of February 8, 2010	View Rate Details	Scenic Falls Credit Union	CD Account
1.45% As of February 8, 2010	View Rate Details	Sei Us Employees Credit Union	CD Account
1.25% As of March 4, 2010	View Rate Details	Idaho State University Credit Union	CD Account
1.25% As of February 8, 2010	View Rate Details	Potelco United Credit Union	CD Account

	Rate Change	Date
Idaho State University Credit Union - 6 Month CD Account	1.25% to 1.25%	Mar 4, 2010
East Idaho Credit Union - 6 Month CD Account	1.25% to 0.50%	Feb 28, 2010
Beehive Credit Union - 6 Month CD Account	1.10% to 0.90%	Feb 23, 2010
Bank of Idaho - 6 Month CD Account	0.75% to 0.45%	Feb 15, 2010
Scenic Falls Credit Union - 12 Month CD Account	1.80% to 1.60%	Feb 8, 2010

See All CD Account Rates

Best CD Rates, IRAs and Investments in Idaho Falls

Idaho Falls Banking Rates want to help you earn money, save money and put yourself in the best position for your own financial situation. If you have a savings account that you do not need for the rest of this year, it may be a good idea to invest into a 6-12 month CD and take advantage of the higher interest rates. You can earn up to 1% or more in a CD versus a savings account with a $5000 CD over 10 years; that can be over $500-$1000 more in interest payments with the higher CD rate.

Many local Idaho Falls credit unions offer competitive CD rates, money market accounts and IRAs, as do the larger national banks. If you want to get the highest interest rates, be sure to thoroughly research banks with the best offers before you make your decision. Idaho Falls Banking Rates has relationships with many banks to maximize the potential of finding the best rates.

CD Rates When Interest Rates are Falling in Idaho Falls, ID

A clear advantage of investing in CD’s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from Idaho Falls Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.